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Routing #: 281277364

The 5 Best and Most Creative Ways To Pay Off Student Loans Faster

view from above of a student doing work surrounded by books

Student loans can be such a pain, but please don’t think of selling your plasma, hair, or skin to pay them off. Trust us; there’s a better way to do it! With a little bit of hard work and imagination, you can start your journey toward financial independence. The faster you address your debt, the […]

Halloween Party Hacks

tray of halloween candies and cookies looking festive

Are you tired of experiencing the same Halloween parties over and over — and spending a lot on them?    You might have searched here and there to find budget-friendly Halloween ideas, but you don’t have any luck. If you see something that interests you, it might be so expensive that you have to put […]

Halloween Fun on a Budget: 12 Costume Ideas Using Common Items in Your Home

children making costumes in a brightly lit room

No matter your age, it’s hard to not get excited for Halloween. Whether you’re going to the coolest Halloween party in town, or just getting some candy while trick or treating, one of the best parts is getting to dress up. But Halloween costumes can be expensive, so what are some ways to save on […]

Rent vs. Owning

view of an apartment from the ceiling

There are many reasons why people choose to rent rather than own a home. Some renters simply like the idea of owning a temporary place as they are still unsure if they want to settle down while others want to avoid the many expenses of ownership. However, the major downside of renting is that you’re […]

How To Avoid Purchasing Flooded and Fixed Cars

truck driving through a flooded road a lot of water

Hurricane Ida is one of the strongest hurricanes to hit the U.S. in recent memory, causing much flooding and devastation. After an event like this, flooded cars often enter the used car market. They may have these cars cleaned up, but flood damage is unpredictable. The many issues caused by water hitting the vital parts […]

Teens Falling Prey to Online Scams

dark room with girl looking at a computer screen with code and data

Did you know that teens are now falling prey to online scams even faster than seniors? In 2020, there were over 23,000 online scam complaints from individuals under 21 years old. This suggests that no matter how well-versed you are in technology and the internet, you can still be a victim of online scams. Learn […]

How To Tip in Different Situations

barber working on a nice kept beard

Tipping does not only let you show your appreciation to a delivery person or server’s hard work. You’re likely also helping them settle their monthly bill or pay for their tuition fee. However, you might still be unsure when you should tip and how much you should tip in various situations. Below, you’ll learn more […]

Buying Your First Car

young woman smiling driving a car

Purchasing your first car is one of the most exciting experiences in life. However, it can also be overwhelming and costly if you don’t know what to do.   Fortunately, we’ve prepared a short guide on the things you should and shouldn’t do when buying a new car from a dealer. Do Your Research and […]

What You Need To Know About Payday Loans

man holding a fanned stack of $20

A payday loan also called a “cash advance” or “check advance” loan, is a type of unsecured personal loan based on how much you earn. These loans charge borrowers with high interest and short-term repayment demands.   Due to their extremely high-interest rates, payday loans may be considered predatory lending. A predatory lender usually doesn’t […]

Buying vs Leasing a Car

smiling couple looking out of a car buying a car vs leasing

Deciding between purchasing or leasing a car is usually a difficult choice to make.   On one hand, it may be intimidating to part with a large sum of money upfront if you choose to buy it off the lot. However, 100% financing is usually an option that helps lessen the financial burden. Additionally, you […]

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