What’s the Deal with Debt Consolidation?

Have you heard the term “debt consolidation” tossed around? It sounds both intimidating and interesting. A way to simplify your debt and monthly payments? Perfect! But debt consolidation isn’t for everyone, especially if you don’t want to rush into something that isn’t right for your finances. Luckily for you, we’ve outlined the basics of what […]
Tips for Teaching Kids About Money

There are plenty of skills in life that are learned the hard way. Money management doesn’t have to be! Unfortunately, we can all reflect upon a time when a credit card balance seemed out of control, a large purchase we made felt coerced, or when we asked ourselves that age-old question, “where is all my […]
Improve Your Budget and Make Your Financial Goals in 2022

What types of thoughts or feelings come to mind when you read the word “budget?” For some, budgeting comes naturally, a skill that has been with them since a young age. For the rest of us, we may think, “I should be budgeting,” or “that’s scary and I don’t want to think about it, so I won’t.” […]
3 Reasons Your Resolutions Are Already Failing

(and 3 ways to get back on track) Have you failed your resolution for 2022 yet? Don’t panic! If you’re like most people, your answer is probably “yes.” About 84% of people aren’t able to follow through on their resolutions, but that doesn’t mean you should throw in the towel! It is absolutely […]
How UCCU Can Help You Buy Or Refinance A Car

There are few things more exciting than taking your newly purchased car for that first drive. But more often than not, that excitement fades pretty fast when you have to make your first auto loan payment on that same vehicle. If you’re staring down a high auto loan payment from your bank, you might be […]
2022: This Is the Year You Break Up with Your Bank

Breaking up isn’t easy, that’s why there are so many heartbroken songs on the topic. From the heartache to the tears to the melodramatic balladry, no one likes a breakup…. That being said, we’ve all been in a position where a breakup is probably the best thing for us. We’ve been in those toxic relationships […]
2026 Annual Meeting

See You February 17! Another year has come and gone, which means it’s once again time for UCCU’s Annual Meeting! Our 2026 Annual Meeting is set for Tuesday, February 17, 2026 at 5:30 PM and will take place at our 621 N 36th St branch location. Sign up to attend by calling or visiting any UCCU branch before the February 11, 2026, registration deadline! RSVP […]
Hidden Costs of “Buy Now Pay Later”

In today’s world, instant gratification activates our pleasure centers. We want it all, and we want it now! In that sense, utilizing a “buy now pay later” option can be attractive. Many big retailers offer easy-to-use installment plans – making large purchases seem like a reasonable option. The benefits of using a “buy now pay […]
Dangers of “Buy Here, Pay Here” Car Lots

When you want to buy a new car, “buy here, pay here” car lots can be enticing. On the surface, it looks like they are offering good prices for quality vehicles. When something seems to be too good to be true, though, there’s most likely a catch. You might get yourself into an auto loan […]
What’s the Big Deal About Bitcoin?

Bitcoin was the very first cryptocurrency and still remains one of the most popular. If it has piqued your curiosity, you’re not alone. You’re also not alone if you have no idea what Bitcoin is or how its value is determined. If you’re interested in investing in Bitcoin, it is important to learn more about […]