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Routing #: 281277364
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Routing #: 281277364

What Our members say

"We Love our Credit Union - I have been a member for many years at first Quincy & later to Hannibal. They have always been there when we needed them. That's something you never forget! The staff is helpful & friendly like you have known them forever. That's my kind of place to bank"
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Marla Appel Kiel

Membership Benefits

United Community Credit Union is a non-profit organization owned and operated by its members for the benefit of all that belong. Our goal is a sincere desire to help members help each other. We want to provide a quick, economical source of confidential credit at reasonable rates. We also want to promote a thrift, convenient, systematic savings plan. Our members get more than high dividends and low loan rates. They receive a return on their credit union investment in the form of improved and expanded services.


UCCU was recently named One of the top 100 Best Performing Credit Unions in the U.S. according to S&P Globals 2022 rankings!

Mother with two sons
Welder in sunset

Who Can Join?

Individuals living or working in Adams, Brown, Hancock, Pike, and Schuyler in Illinois or in Lewis, Marion, & Ralls counties in Missouri are eligible to join our credit union. You MUST have 2 forms of ID’s when opening an account.

Identification Requirements

One form of ID must be a government-issued photo ID.  We can accept:

  • Driver’s license, state issued ID, or instruction permit
  • Student ID (current year)
  • Passport
  • Military ID
  • Medicare card only in cases that they don’t have a driver’s license

Some suggested acceptable 2nd forms of ID we can accept include:

  • Social Security Card
  • FOID card
  • Birth certificate
  • Work picture ID with both first and last name listed
If addresses are not the same as on the photo ID, we will need proof of address.  Acceptable proof of address:
  • Utility bill (gas or electric, water, or phone bill)
  • Paystub or paycheck from current employer
  • Medical bill
  • Tax bill
  • Voter registration
  • Insurance Policy/Documents
  • Lease
  • Vehicle registration
  • W2 or current tax forms
  • Letter/Correspondence from the state (Medicaid or child support)
  • Letter/Correspondence from Social Security Administration

If wanting to add a joint owner on an account, it would be the same requirements as the primary owner. All must be present to sign documents in the branch.

Eligible Members

Illinois Residents

Missouri Residents


Join Today!

Begin your membership application and become part of the United Community Credit Union family

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