Personal Loan or Personal Line of Credit?
When it comes to Personal Loans and Personal Lines of Credit, the options for how to use the funds are endless. However, while both offer flexibility in all the different ways you can use the funds, there are certain instances where choosing a Personal Loan would be a better fit than a Personal Line of […]
How Much Do Your Financial Vices REALLY Cost?
What is one thing you just cannot live without? You know, those little indulgences that help us make it through the day? For some of us, it’s a jolt of caffeine. For others, Netflix and Hulu offer a sweet escape from the hustle and bustle of everyday life. What we sometimes don’t think about is […]
Urban Gardening on a Budget
You’ve been scrolling through Pinterest during quarantine and now you’re dying to have your own garden, but you don’t have a yard. If you only have a small area to have plants or vegetables, that doesn’t mean you can’t enjoy your Pinterest-worthy garden. Here’s how you can make the most of your urban, space-saving, garden […]
Check Yourself Before You Rec (Loan) Yourself
It is fair to say that summer 2020 is shaping up to be…unconventional. We all want to have as much fun as possible, but we also want to stay as safe as possible. It may seem as though your summer fun is quickly becoming summer none, but a solution is in reach. Enter: a recreational […]
Is Pet Adoption for You?
You finally decided to bring home a furry friend. You’ve done your research, you’ve figured out what type of pet you want, and you’re ready to sign on the dotted line. But, have you thought about the ongoing cost(s) associated with getting a pet? There are two main areas regarding costs to consider […]
Should You File for Bankruptcy?
Your debt feels impossible. New bills and past due notices are showing up daily. Creditors won’t stop calling. Just as you feel like throwing your hands in the air, you come across a solution that might be the best for you: filing bankruptcy. Because of the COVID-19 pandemic, this is a reality many Americans are […]
6 Ways to Spend Your Stimulus Responsibly
Have you received your COVID-19 stimulus payment or are you expecting it soon? Have you started thinking about how you would spend it? It’s tempting to think about all of the ways you could spend an extra $1,200 or $2,400 – depending your filing status and the number of dependents you claim. Before you get […]
Stimulus Payments Are On The Way
Economic Impact payments are on their way, and most Americans have already received their money. But, what does it mean for you if you haven’t? Where is my stimulus check? The IRS began sending out stimulus payments in April. But if you haven’t received yours yet, there’s no reason to panic. Retirees, senior citizens, and […]
3 Keys to Keep Your Money Safe From Fraud
The Federal Trade Commission is taking extra measures to warn people of scammers that will use tactics to try and take your personal information. It’s important to remain aware of the current scams and schemes in order to protect yourself from fraudsters looking to take advantage of your vulnerability. In order to stay vigilant and […]
6 Reasons Your Money Is Safe at the Credit Union
Along with the mad dash to buy all the toilet paper stores can stock, some members have asked about the need to withdraw cash from the credit union. The fact is, the need for cash withdrawals during this crisis has no basis in fact. Unlike overextended banks that caused the Great Recession, the current financial […]