Brushing Scams: What You Need to Know
Imagine opening your door to find a package you didn’t order. Inside, you discover random items like cheap electronics, toys, or trinkets. While it might seem harmless, this could be a brushing scam—a fraudulent scheme that uses your personal information for dishonest purposes. What Are Brushing Scams? Brushing scams involve fraudsters sending unsolicited packages to […]
Celebrating 200 Years: A Look Back at Quincy, Illinois’ History and Growth
A bicentennial isn’t just a milestone—it’s a celebration of a community’s journey over two centuries. For Quincy, Illinois, 2025 marks 200 years of growth, resilience, and cultural evolution. From its modest beginnings as a small frontier settlement to its current status as a thriving city along the Mississippi River, Quincy’s history is a testament to […]
Stay Safe from QR Code Scams on Instagram and Beyond
QR codes have revolutionized how we access information, make payments, and interact with businesses. Unfortunately, scammers have found ways to misuse QR codes, including on social media platforms like Instagram. At United Community Credit Union (UCCU), we want to help you stay informed and protected from these sophisticated scams. What Are QR Code Scams? […]
Stay Safe Online: Recognizing and Avoiding Common Phishing Scams
Phishing scams are among the most prevalent online threats today, with cybercriminals using clever tactics to deceive users and gain access to sensitive information. These scams often pose as legitimate companies, luring unsuspecting victims into sharing personal details, passwords, or financial data. As more people shop online and engage on social media, phishing tactics have […]
Auto Refinancing: When’s the Right Time to Make a Move?
Refinancing a car loan can be a smart financial move, creating opportunities to save money and improve your financial situation. The trick is knowing when to refinance to maximize the benefits. In this blog, we’ll explore the advantages of refinancing your car loan and offer guidance on determining the optimal time to make your move. […]
Crafting Financial Futures Together: A Couple’s Guide
Navigating financial planning as a couple is both exciting and challenging. As you build a life together, aligning your financial goals, managing your money, and planning for the future are crucial steps. In this guide, we’ll explore key strategies and considerations for couples to effectively manage their finances together and set the stage for success! […]
Mastering the Art of Back-to-School Budgeting: 6 Essential Tips
With summer’s end comes a whirlwind of back-to-school prep. Unfortunately, with that preparation comes a variety of expenses. New clothes, classroom supplies, extracurricular fees and gear—the costs add up quickly. But, with the right budgeting strategies, you can effectively manage expenses and keep your finances in check. Here are six essential tips to help you budget back-to-school […]
Home Buying Wisdom: Avoiding 10 Common Mistakes
Purchasing a home is one of the most significant financial decisions you’ll ever make. It’s an exciting journey but can be fraught with pitfalls to derail your plans or lead to costly mistakes. By avoiding these 10 common errors, you can ensure a smoother, more successful home buyingexperience!1. Not Getting Pre-Approved for a MortgageOne of the biggest […]
Stay Alert! Vacation Scams Exposed
Vacations are a time for relaxation and adventure, but it’s also a prime opportunity for scammers to exploit unsuspecting travelers. With the allure of sun-soaked beaches, picturesque getaways, and exotic destinations, vacationers easily fall prey to a variety of scams that turn any dream vacation into a nightmare. To help you stay safe and protect yourself while traveling […]
Embracing Digital Wallets: The Future of Payments
Digital wallets stand out as a revolutionary tool that reshapes the landscape of financial transactions. No more fumbling for cash or fishing out credit cards – digital wallets offer a streamlined, efficient, and secure way to manage finances and make payments. Let’s examine how digital wallets transform the way we manage and access our money. […]