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Routing #: 281277364

011425-UCCU_Q1-Blogs_Brushing

Brushing Scams: What You Need to Know

Imagine opening your door to find a package you didn’t order. Inside, you discover random items like cheap electronics, toys, or trinkets. While it might seem harmless, this could be a brushing scam—a fraudulent scheme that uses your personal information for dishonest purposes.

What Are Brushing Scams?

Brushing scams involve fraudsters sending unsolicited packages to your address to create fake customer reviews under your name. The goal is to boost their product rankings on e-commerce platforms. While receiving random packages might not seem harmful, it’s a red flag that your personal information, like your name and address, may have been compromised.

How to Recognize a Brushing Scam

  • You receive packages with items you didn’t order, often of low value.
  • Notifications of purchases made in your name that you don’t recognize.
  • An increase in junk mail or phishing attempts after receiving these packages.


How to Protect Yourself from Brushing Scams

  1. Secure Your Information:
    Regularly update passwords for online shopping accounts and avoid oversharing personal details on social media.
  2. Check Your Accounts:
    Review your credit card and bank statements for any unauthorized charges. If you notice anything suspicious, report it immediately.
  3. Don’t Keep Unsolicited Packages:
    Contact the retailer or delivery service listed on the package to report it. You can also notify local authorities or the Federal Trade Commission (FTC).
  4. Freeze Your Credit Report:
    Consider placing a freeze on your credit report if you suspect your information is being used for fraudulent purposes. This prevents scammers from opening accounts in your name.


What to Do If You’ve Been Targeted

If you suspect you’re a victim of a brushing scam, here’s what to do:

  1. Monitor for Unauthorized Activity:
    • Keep an eye on your financial accounts and report any suspicious transactions.
  2. Contact United Community Credit Union:
    If you think your UCCU account may be compromised, contact us right away.
    • Phone: 217-224-1093
    • Find a Branch Closest to You: Click Here
  3. Report the Scam:
    File a complaint with the FTC at www.ftc.gov and notify any e-commerce platforms involved.


UCCU: Here to Protect You

United Community Credit Union is dedicated to safeguarding your personal and financial information. If you receive unexpected packages or suspect your details have been compromised, reach out to us for support. Visit myuccu.com for more tips on protecting your finances.

By staying informed, you can outsmart brushing scams and protect yourself from fraud. Together, we can keep your information safe!

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