Text Fraud Alerts
We take your security seriously. Keeping your account safe and secure is our highest priority. We are adding Text Fraud Alerts as part of our debit card protection program.You will now receive text alerts when suspicious activity is detected on your United Community debit card. If you receive a fraud alert, reply “Yes” or “No” […]
Throw a Super Bowl Party That Doesn’t Break the Bank!
Now that Christmas and New Years are behind us, it’s time to plan for the next big holiday. That’s right—Super Bowl Sunday is just around the corner! As the NFL’s top two teams prepare to battle at Mercedes-Benz Stadium in Atlanta, the festivities leading up to the game will clearly show that the NFL has spared […]
Can Buying Your First House Actually Hurt Your Credit?
For generations, owning a home has been considered an integral part of the American Dream. Life without a home of your own, the two kids, golden retriever, and white picket fence just don’t make sense. Okay, that last part may be a bit of an overstatement, but the fact remains—well-meaning family members and financial experts alike have long recommended homeownership as a sensible path to financial stability. When done correctly, buying a house […]
Brace Yourself: Santa Shock is Coming
Let’s talk about Santa Shock, shall we? No, not the “I saw Mommy kissing Santa Claus” kind. For this conversation, we will use “Santa Shock” to refer to that icy sense of regret that creeps in when you open those first post-Christmas credit card bills. If you’ve ever blown past your self-imposed holiday spending limit, […]
Get Paid for Your A’s
Attention Students! During the 2018-2019 school year, UCCU will deposit $2 into your savings account for each ‘A’ that you have earned! Open to all students enrolled in grades K thru 12.
Fact vs. Fiction: What Really Impacts Your Credit Score?
When it comes to credit scores, it can seem like everyone’s an expert. Ask a random group of people what factors affect your score the most, and you’ll likely get a different response from each person. And the most frustrating part is they’ll probably all be right—and wrong. Credit scores are calculated based on a […]
Clear Up Your Tipping Confusion
Tipping. Conversation about the topic can spark lengthy debates with opinions ranging from staunch support to extreme opposition. Some consumers appreciate the opportunity to reward members of the service industry for a job well done. Others feel the practice places an unfair expectation on the patron, inflates the overall cost of goods or services, and leads to increased […]
9 Things to Remember When Using Your First Credit Card
Getting your first credit card is a significant financial milestone. After sorting through an endless array of program options and promotional offers, you made your choice, filled out the application, and saw those two magic words: You’re approved! After the initial excitement wears off, it’s important to remember that just like your first car, your […]
5 Easy Ways to Save for the Holidays in Just 5 Weeks
Facts are facts. When it comes to holiday planning, lists are long and time is short. If you’re one of those mythical people who has already finished your Christmas shopping, this article may not pertain to you. But you can still share it with the normal people in your life…that’s right you prepared people are […]
Do You Know What It Takes to Run a Successful Side Hustle?
The process of finding financial security has gone through some dramatic changes over the last few decades. As recently as the 1980’s, conventional wisdom suggested following a career path that went something like this: Go to school. Get a good job. Work for one company for 20 years or more. Collect a pension. Retire in […]