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Routing #: 281277364

The United Community Credit Union Loyalty Bonus

From Us, to You, with Thanks

On February 14, 2025, United Community Credit Union paid over $135,000 in interest rebates and bonus dividends to our membership in the form of deposits to savings accounts. This Loyalty Bonus was issued to those who paid interest on personal, vehicle, and home loans, or who earned dividends during 2024. We are so proud to continue this loyalty bonus for the second consecutive year!

We are always looking for ways to return value to our members. This year we had the opportunity to pay a cash bonus to our borrowers and savers, which puts money directly back into your pockets. This is our way of expressing gratitude to you, our members, for your loyalty and continued support.

Frequently Asked Questions

  • Q: What is a Loyalty Bonus?
    A: It’s our way of saying thank you to our members. As a member owned, not-for-profit cooperative, we are always looking for ways to give back to our loyal members, without whom we wouldn’t exist. This loyalty bonus is a return payment of interest or dividend payments made to those members who have a lending or deposit relationship with us.
  • Q: How are bonus amounts determined?
    A: Bonus amounts are based upon the combination of dividends earned on deposits and interest paid on loans during the prior calendar year (2024). A percentage approved by UCCU’s Board of Directors is then taken from that total to determine the amount of the Loyalty Bonus.
  • Q: Why did I not receive a bonus?
    A: Members who did not earn dividends or did not pay interest during 2024 were ineligible for a loyalty bonus. Additionally, bonus amounts were determined only for amounts of $1.00 or greater.

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United Community Credit Union Issues Loyalty Bonus to Members

Members receive over $135,000.00 in interest rebates and bonus dividends

Quincy, IL – Quincy, IL – United Community Credit Union (UCCU), a member-owned financial institution, has announced the return of its Loyalty Bonus for the second consecutive year. Following a record-breaking year of helping members save money on loans, break free from traditional banks, and take advantage of flexible payment options tailored to their schedules, UCCU is giving back even more in 2025.

On February 14th, UCCU paid over $135,000 in interest rebates and bonus dividends directly into members’ savings accounts. This Loyalty Bonus was provided to members who paid interest on personal, vehicle, and home loans, or who earned dividends during 2024, as a demonstration of gratitude for their loyalty and trust.

Sarah Distin, CEO of UCCU, had this to say:
“As a credit union, our purpose is simple: to serve and support our members in meaningful ways. This Loyalty Bonus is not just about giving back. It’s about celebrating the trust our members place in us and the progress we’ve achieved together. Whether it’s helping someone save money on their loans, guiding them toward financial independence, or creating flexible options that fit their lives, everything we do is centered on their success. We’re proud to show our love for our members with this bonus-and we’re just getting started!”

Unlike traditional banks, credit unions like UCCU are owned by their members, not shareholders. This member-focused model allows credit unions to reinvest profits into better rates, lower fees, and other member benefits. Across the United States, over 4,500 credit unions serve more than 135 million members.

UCCU has been serving its community since 1941, with offices in Quincy, IL, and Hannibal, MO. The credit union remains committed to fostering close, personal relationships with members while delivering innovative financial products and services. To learn more about UCCU membership benefits or to open an account, visit myuccu.com.

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