The holidays have a way of arriving all at once.
Family gatherings. School programs. Travel plans. Gifts. Decorations. A little more food in the grocery cart. A few more memories you don’t want to miss.
It’s one of the best times of the year—but it can also be one of the most expensive.
That’s why UCCU offers Skip-A-Pay. If your loan qualifies, you may be able to skip one payment and give your budget a little extra room for the things that matter most this season.
Because the holidays should be remembered for the moments you shared—not the financial stress you felt getting there.
And neither do your monthly bills.
We can’t make holiday shopping disappear. We can’t shorten your travel list or convince your kids they only need one present.
But we can sometimes help make this month feel a little more manageable.
Whether you’re traveling to see family, buying presents, hosting Thanksgiving dinner, or simply trying to make everything fit, Skip-A-Pay could give you the breathing room you need.
Sometimes one payment can make a meaningful difference.
Imagine what that extra money could do this holiday season. Maybe it helps buy the gifts you’ve been saving for.
Maybe it covers the hotel for a family reunion. Maybe it pays for flights home. Maybe it lets you say yes to something you’ve been worried you’d have to skip. Or maybe it simply gives you a little peace of mind. Whatever “making room” looks like for you, we’re here to help.
See if your loan qualifies. Many consumer loans are eligible for Skip-A-Pay.
Submit your request. Our application only takes a few minutes.
Enjoy a little more flexibility. If approved, you’ll skip one payment, and that payment simply moves to the end of your loan.
No complicated process.
Just a little extra room when you need it.
Life isn’t always predictable.
Your financial partner should understand that.
At UCCU, we believe banking should adapt to real life—not expect real life to adapt to banking.
That’s why we look for practical ways to help members navigate busy seasons, unexpected expenses, and life’s biggest moments.
Skip-A-Pay is just one more way we’re here when you need us.
The holidays will come and go.
The memories you make will last much longer.
If skipping one payment helps create a season with a little less stress and a little more joy, we’re here to help.
Skip-A-Pay is available on eligible loans and requires approval. Interest will continue to accrue during the skipped payment period, and your loan term may be extended. Additional restrictions may apply.
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