3 reasons to not pay off your loan early
You may hear lauded financial experts talk about the benefits of paying off your loan early, and what they say is right…mostly. However, are there circumstances when paying a loan off early could be more hurtful than helpful? Let’s take a look. While paying loans off early can have big benefits like freedom […]
Don’t become a victim of financial fraud from money apps
“Arkansas woman scammed out of $4,800 after using Cash App.” “Raleigh man loses $24,000 in Cash App scam.” The headlines featuring Cash App fraud and scams keep piling up as of late, and we don’t want you to be next. Cash App fraud reports are up more than 300% from this time last […]
Here’s how much you should have saved for retirement by your 30s
“Start saving for retirement while you’re young.” It’s easier said than done when you are just starting, especially if you have student loan payments taking a huge percentage of your paycheck. First, let’s determine how much you should have saved for retirement. Retirement-plan provider Fidelity recommends having the equivalent of your salary saved by […]
The Stimulus – Round 4
Will there be a fourth stimulus check sent out? A group of lawmakers is starting to call for the fourth round of stimulus checks, just as the final payments from the third round are starting to hit mailboxes. On March 30th, a few U.S. Senators wrote a letter asking President Biden to consider […]
Why is everything so much more expensive than it was a year ago?
Houses. Cars. Gas. Why is everything so much more expensive than it was a year ago? If you think you’re spending more on things like gas and food than you were at this time last year, you’re right. That’s because we seem to be reopening to a more expensive economy than the one that […]
Don’t let Amazon become Scam-azon
“There’s something wrong with your Amazon account.” It could be a suspicious purchase, a lost package, or an order they can’t fulfill. If you’ve received one of these calls and hung up, you did the right thing. Spam calls are running rampant right now from scammers pretending to be companies like Amazon and Apple trying […]
Five ways you can spring clean and make money
While your idea of fun probably isn’t cleaning out the garage, closets, and kitchen all weekend spring cleaning, as the weather warms up, can be shockingly refreshing. Not to mention, you could also make some money in the process and find some cool stuff. Did you know 78% of people get into spring cleaning […]
Why couples fight over money, and how to prevent it
A recent survey of nearly 1,000 couples who are married, engaged, or in a relationship found nearly 75% said they had gotten mad at their partner because of a financial decision they made without talking about it first. The majority of those decisions were a big-ticket purchase made without discussing it first. Other financial decisions […]
Your Credit Score and How You Can Improve It
Maybe you’ve applied for a loan in the past and the loan officer gives you your credit score. It may be high, it may be low, but you’ve probably wondered how exactly is it measured? First, credit scores are usually used to differentiate the likelihood that you will pay back a loan, or not. […]
What is Credit Disability Insurance? Do You Need It?
If you’ve ever applied for a loan, there’s a good chance you’ve been asked about adding credit life or credit disability insurance to your loan. Your response? “No thanks.” In some cases, you don’t need it. But in some cases, it’s worth a second look. Before you can decide if it’s right for you, […]