“Smishing” is the New Phishing
Look out — there’s a new scam in town! “Smishing” is a scam format that has recently encountered a boost in scammer popularity, and it’s surprisingly sneaky. Keep reading to learn more about smishing and how to keep your information safe! What is Smishing? Smishing is similar to phishing, but the scam is accomplished […]
Start Saving and Stop Spending
Credit reports, budgets, goals, and debt can be frightening words and concepts whether you are hearing them for the first time or the hundredth time. They are chilling because they are important in leading a healthy financial lifestyle, but we may not be well-versed in what they mean. Once you become familiar with the world […]
Preventing Elder Abuse
Each year, elders are subject of hundreds of thousands of incidents of scams, cons, and other types of financial abuse. These scams are estimated to lose seniors up to $30 Billion dollars per year of their hard-earned wealth and financial assets. The worst part – yes, this abuse can be by tricksters, fraudsters, or con-artists […]
Home Equity Loan vs. HELOC: Which Is Right For You?
Home Equity Loan versus a Home Equity Line of Credit (HELOC) — two financial solutions that sound very similar yet have very different pros, cons, and considerations. So, how do you know which one is right for you? Allow us to give you the breakdown! How are they similar? Home Equity Loans and HELOCs are […]
What’s The Buzz on NFTs?
If you’ve spent any time online or watching TV over the past year, you’ve probably been inundated with a slew of advertisements promoting “non-fungible tokens,” more commonly known as NFTs. But despite the hype, excitement, and celebrity endorsement surrounding the industry, many still don’t quite understand what an NFT even is, let alone how they […]
Credit Unions: Improving Financial Situations Nationwide
Did you know, a recent survey reported that 44% of the 2,500 responders said that being a member of a credit union has had a “very positive” impact on their financial situation? Compare this to the only 29% who said being a part of a big bank has had the same positive impact. These results […]
What’s the Deal with Debt Consolidation?
Have you heard the term “debt consolidation” tossed around? It sounds both intimidating and interesting. A way to simplify your debt and monthly payments? Perfect! But debt consolidation isn’t for everyone, especially if you don’t want to rush into something that isn’t right for your finances. Luckily for you, we’ve outlined the basics of what […]
Tips for Teaching Kids About Money
There are plenty of skills in life that are learned the hard way. Money management doesn’t have to be! Unfortunately, we can all reflect upon a time when a credit card balance seemed out of control, a large purchase we made felt coerced, or when we asked ourselves that age-old question, “where is all my […]
Improve Your Budget and Make Your Financial Goals in 2022
What types of thoughts or feelings come to mind when you read the word “budget?” For some, budgeting comes naturally, a skill that has been with them since a young age. For the rest of us, we may think, “I should be budgeting,” or “that’s scary and I don’t want to think about it, so I won’t.” […]
3 Reasons Your Resolutions Are Already Failing
(and 3 ways to get back on track) Have you failed your resolution for 2022 yet? Don’t panic! If you’re like most people, your answer is probably “yes.” About 84% of people aren’t able to follow through on their resolutions, but that doesn’t mean you should throw in the towel! It is absolutely […]