3 reasons to not pay off your loan early
You may hear lauded financial experts talk about the benefits of paying off your loan early, and what they say is right…mostly. However, are there circumstances when paying a loan off early could be more hurtful than helpful? Let’s take a look. While paying loans off early can have big benefits like freedom […]
Don’t become a victim of financial fraud from money apps
“Arkansas woman scammed out of $4,800 after using Cash App.” “Raleigh man loses $24,000 in Cash App scam.” The headlines featuring Cash App fraud and scams keep piling up as of late, and we don’t want you to be next. Cash App fraud reports are up more than 300% from this time last […]
Here’s how much you should have saved for retirement by your 30s
“Start saving for retirement while you’re young.” It’s easier said than done when you are just starting, especially if you have student loan payments taking a huge percentage of your paycheck. First, let’s determine how much you should have saved for retirement. Retirement-plan provider Fidelity recommends having the equivalent of your salary saved by […]
Five Ways to Financially Thrive in 2021
The time for “New Year, new me” resolutions is finally here, and we’ve got five — actually attainable — resolutions that you’ll want to keep up with all year long. Read on to find out five ways to make 2021 a financially great year. Learn a new (financial) language Does listening to […]
The Stimulus – Round 2
The second round of stimulus checks are on their way, thanks to the signing of the COVID RELATED TAX RELIEF ACT OF 2020 that was signed on December 27. But, since a lot of different amounts and restrictions were thrown around during the negotiations, there are still have a lot of questions about these new […]
End It on A High Note: Your Guide to End-of-Year Donations
There’s no denying that 2020 has had its fair share of ups and downs. With so much uncertainty, sometimes we forget to slow down, take a moment, and think about the members of our community who have been hit the hardest by this tumultuous year. As we close the year out, it is the perfect […]
Prepping for Christmas Chaos
The season of holiday shopping is here, and so is the inevitable financial stress— but don’t panic! We’re here to help you conquer the chaos and take control of your finances, so you can give great gifts and feel great about what you spent. Budget the Day Away The first step for tackling the […]
A Delicious Homecooked Meal: It’s Easier Than You Think
As the old slogan says, “Set it and forget it!” The days are getting shorter, and the nights are getting longer. Whether you’re running around with your kids, running around with your pets, or running because that is your chosen form of exercise, it feels like there are truly never enough hours in the day. […]
UCCU Staff Feedback
At United Community, we strive to be united in making this team the best imaginable. We know there are areas for improvement and even ideas that may have gone unspoken. This is your opportunity to let us know: what’s going great and what could be better? You may submit anonymously or provide your […]
Why You Should Avoid Store Credit Cards This Holiday Season
A recent report from LendingTree® said that 44% of consumers planned on opening a store credit card this season. However, that same report said that 56% of those who have had store credit cards in the past have regretted getting them. Sure, those sign-up bonuses can be great but if you carry a balance […]