Tips for Teaching Kids About Money
There are plenty of skills in life that are learned the hard way. Money management doesn’t have to be! Unfortunately, we can all reflect upon a time when a credit card balance seemed out of control, a large purchase we made felt coerced, or when we asked ourselves that age-old question, “where is all my […]
Mobile Deposit
We’ve all been there. You have meetings, appointments, and family needs but there’s also that check you’ve been holding on to that you NEED to deposit. In short, it feels like your to-do list is consuming you…literally. You should be able to find the time but unfortunately, you’re booked solid. With all of these errands […]
Important Announcements Regarding Your Credit Card
Important Announcements Regarding Your Credit Card Our credit card program is getting an update on March 21 & 22 that includes some new security features & other online banking enhancements. Starting on Wednesday, March 16, credit cards will not show up in online banking until March 22. You can still use your credit card to make […]
Living Paycheck-to-Paycheck: A Credit Union Solution
Recent studies find that seven out of ten Americans are now living paycheck-to-paycheck. If you’ve never had to adopt this lifestyle, consider yourself lucky. At United Community Credit Union we understand the immense burden that a paycheck-to-paycheck budget can place on you and those you love. The last thing you need is someone wagging their […]
Improve Your Budget and Make Your Financial Goals in 2022
What types of thoughts or feelings come to mind when you read the word “budget?” For some, budgeting comes naturally, a skill that has been with them since a young age. For the rest of us, we may think, “I should be budgeting,” or “that’s scary and I don’t want to think about it, so I won’t.” […]
3 Reasons Your Resolutions Are Already Failing
(and 3 ways to get back on track) Have you failed your resolution for 2022 yet? Don’t panic! If you’re like most people, your answer is probably “yes.” About 84% of people aren’t able to follow through on their resolutions, but that doesn’t mean you should throw in the towel! It is absolutely […]
How UCCU Can Help You Buy Or Refinance A Car
There are few things more exciting than taking your newly purchased car for that first drive. But more often than not, that excitement fades pretty fast when you have to make your first auto loan payment on that same vehicle. If you’re staring down a high auto loan payment from your bank, you might be […]
2022: This Is the Year You Break Up with Your Bank
Breaking up isn’t easy, that’s why there are so many heartbroken songs on the topic. From the heartache to the tears to the melodramatic balladry, no one likes a breakup…. That being said, we’ve all been in a position where a breakup is probably the best thing for us. We’ve been in those toxic relationships […]
Hidden Costs of “Buy Now Pay Later”
In today’s world, instant gratification activates our pleasure centers. We want it all, and we want it now! In that sense, utilizing a “buy now pay later” option can be attractive. Many big retailers offer easy-to-use installment plans – making large purchases seem like a reasonable option. The benefits of using a “buy now pay […]
Dangers of “Buy Here, Pay Here” Car Lots
When you want to buy a new car, “buy here, pay here” car lots can be enticing. On the surface, it looks like they are offering good prices for quality vehicles. When something seems to be too good to be true, though, there’s most likely a catch. You might get yourself into an auto loan […]