Why couples fight over money, and how to prevent it
A recent survey of nearly 1,000 couples who are married, engaged, or in a relationship found nearly 75% said they had gotten mad at their partner because of a financial decision they made without talking about it first. The majority of those decisions were a big-ticket purchase made without discussing it first. Other financial decisions […]
Your Credit Score and How You Can Improve It
Maybe you’ve applied for a loan in the past and the loan officer gives you your credit score. It may be high, it may be low, but you’ve probably wondered how exactly is it measured? First, credit scores are usually used to differentiate the likelihood that you will pay back a loan, or not. […]
What is Credit Disability Insurance? Do You Need It?
If you’ve ever applied for a loan, there’s a good chance you’ve been asked about adding credit life or credit disability insurance to your loan. Your response? “No thanks.” In some cases, you don’t need it. But in some cases, it’s worth a second look. Before you can decide if it’s right for you, […]
Expensive car repairs: Fix it or trade it?
Every time your dashboard lights up with a mechanical failure, your mind instantly wonders, “what’s wrong this time?” Your next thought is realizing that you have to decide — repair it or not. Depending on the age of your car, what you paid for your car versus what it’s worth now, and the type of […]
The Latte Factor: One way to get your finances on track in 2021
How often do you find yourself saying, “I can’t afford that?” Whether it’s about an unplanned expense or something that you want to buy. David Bach, author of The Latte Factor, says that’s usually just a lie we tell ourselves. In his book, The Latte Factor, Bach lays out several key points in his book […]