How to Save on Back-to-School Supplies This Year

Back-to-school season is here, and between clothes, supplies, and technology, costs can add up quickly. The good news is there are simple ways to cut costs and still get everything your student needs to start the year strong. Here are practical strategies to keep more money in your pocket this school year.

1. Take Inventory Before You Shop

• Check last year’s backpacks, lunch boxes, and leftover supplies
• Gather pens, pencils, and notebooks from around the house
• Make a list of what you truly need to avoid duplicate purchases

2. Set a Budget and Stick to It

• Determine how much you can afford to spend before shopping
• Include categories like clothes, supplies, and technology
• Use cash or your debit card to help you stay within budget

3.Shop End-of-Season Sales and Clearance Racks

• Many stores discount summer clothing and supplies in August
• Purchase next year’s items at a discount if you can
• Look for clearance backpacks, lunch boxes, and shoes

4. Use Coupons and Cash Back Apps

• Check store websites for printable coupons or online promo codes
• Use apps like Rakuten or Ibotta for cash back on online purchases
• Combine store sales with manufacturer coupons for extra savings

5. Consider Gently Used Supplies

• Shop thrift stores for backpacks, clothing, and calculators
• Check local community groups or neighborhood swap pages
• Many schools and churches host free supply drives or swaps
  
  

6. Buy in Bulk and Split with Others

• Items like notebooks, glue sticks, and pencils are cheaper in bulk
• Split larger packages with friends or family
• This approach works well for families with multiple children

7. Take Advantage of Tax-Free Weekends

• Many states offer tax-free days on school supplies and clothing
• Plan your shopping around these dates to save on sales tax
• Check your state’s website to confirm dates and eligible items
  
  

8. Delay Non-Essential Purchases

• Teachers often provide supply lists during the first week of school
• Wait to buy specialty items until you know they are needed
• Prices often drop further after the back-to-school rush

9. Look for Student Discounts on Technology

• Many retailers offer special pricing on laptops and tablets for students
• Ask about student discounts at checkout or online
• Some brands offer free accessories with back-to-school purchases

10. Get Your Kids Involved

• Let your children help compare prices to teach budgeting skills
• Give them a set amount for supplies and let them prioritize needs vs wants
• This makes them more mindful of costs and helps them learn financial responsibility
  
  

Need a Little Extra Help This Year?

Even with careful planning, back to school season can stretch your budget. If you need a little extra help covering supplies, clothes, or unexpected expenses, UCCU’s Quick Cash Loan can help you manage costs without the stress.

• Borrow up to 1000 with no credit check
• Funds available quickly, often the same day
• Easy online application and fast approval

Learn more or apply now at UCCU Quick Cash Loan

Start the School Year Right

Back to school is an exciting time, but it does not have to break your budget. By planning ahead, shopping smart, and involving your family in the process, you can save money while ensuring your student has what they need to succeed.