Last-Minute Halloween Costumes on a Budget
Halloween is almost here and that means your time to find a costume is limited. If you are like many Americans, a Halloween costume is something that seems to slip to the bottom of the list every year. Whether you are putting together a last-minute fix for your kid or a low-key costume for the […]
Handling the Cost of Education: 2 Sides to Every Coin
On average, college students who physically attend college will leave their school $18,000 in the hole. That’s a $5,000 jump compared to the generation before, who averaged $13,000 of student loan debt after graduating in 2004. While this number is troubling, it’s just the tip of the iceberg. With seemingly no sign that this trend […]
Pet Halloween
Make Your Money Work for You
Every day you hustle. Nose to the grindstone getting through the workday. You’re working hard for your money, but have you ever stopped to think how your money can work for you? Making your money work for you goes beyond an emergency fund or simply being debt free – although, both concepts are a necessity […]
Don’t Let High APR’s Hold You Hostage
Actor Hill Harper said it perfectly: “Credit card interest payments are the dumbest money of all.” This year wasn’t kind to credit cardholders’ wallets. In 2019, cardholders paid an average of 17% APR – the highest level recorded by the Federal Reserve since 1994. To put it into perspective: in 2009, the average APR registered […]
4 Hacks to Raise Your Credit Score
Your credit score. Chances are you either love it or hate it. It’s either the greatest thing in the world or a total hindrance. Or, maybe you don’t really know enough about your credit score for it to make an impact on your life. As a whole, Americans’ credit scores are beginning to increase […]
How to Prepare for the Unexpected Expense
We can’t avoid unexpected expenses. Life happens. Question is, how prepared are you to deal with life’s unexpected curveballs? There’s no way to predict when life will happen. One minute you’re looking at a little extra money in the budget and feeling good about the small surplus. The next minute your new puppy swallows part […]
Back-To-School Savings Tips
It’s that time of year again! Summertime is winding down. Teachers are prepping to return to their classrooms and start decorating. School supply lists are starting to surface. A new school year is right around the corner. A new school year means only one thing – back-to-school shopping is almost here! Which means you’ll be […]
Building Blocks to Help Millennials Create a Financially Sound Future
The Great Recession created a perfect storm for millennials. It was the worst financial crisis the United States had seen since the Great Depression, and it left millennials playing catch-up with their finances in the hopes of someday being able to retire. But even as they fight to break to even, millennials continue to accrue […]